Author: Cj B

The right house…

So, the search if off and going now. Officially.

However, it has not been an easy trail already! I figured the hardest part would be the financing, finding a realtor and getting in to see places would be easy right? These people make their living off of selling houses. They’ll call me back in two seconds. Not the case.

As previously stated, I was going to jus call up Bish. I’ve had a friendly relationship with him for a year while I was dating Adam. Although after that I didn’t talk to him, I assumed that he’d still be on friendly terms with me. Afterall, what did I do to him? Nothing! So I called him. Three times, never once did I get an answer. I left a voicemail, no call back. I sent him an e-mail via the Iowa Realty site. No calls. I’ve left messages for a few others as well, and still nothing!

These people want to sell houses, right? So why do they not return calls. The housing market is cooling off, I shouldn’t have to be tracking down and stalking these people to be their customer. They should be coming after me!

I’m getting the same run around with people in the mortgage industry! I figured I’d start with some local banks, so that I could go in and talk to them and get the full run down of what I needed to do. I don’t want to go around to a bunch of places and get “pre-approved” and have that ruin my credit score because they are checking my report and what not… So yesterday I called about 5 places here in the South-Bay area. WaMu, Citibank, places like this. I call and tell them that I am wanting to purchase an investment property and would like to make an appointment with someone to come in and talk to them. They all say. “I will tranfser you”.. Transfer, Voice mail… I leave a message.

Do you think a single one of these people has called me back? NOT ONE! Not a god damn one of them. Don’t these people want to sell a fucking mortgage? What is wrong with them! So on my way home I am driving by a US Bank and just stop in. I talk to a very nice woman who clearly has no idea what she is doing, but takes my business card and PROMISES that someone will call me back before EOB. Did anyone call? NO.

What happened to banks where you can’t get fucking service worth shit. Seriously, I’ve got EXCELLENT credit, I’m a great credit risk. Why don’t these people want to loan to me!

So this morning I go online to start looking for places. E-loan, DiTech, CountryWide, etc. I decide that I want to stay away from County Wide, due to my previous experience with some of thier employees. So I check out Interest.com, they of course say that CountryWide is my best bet. So I put in a thing to have someone call me.. I’m still waiting.

So then I decide to go the LendingTree.com route. I go through that and put in all the information. Within 15 minutes i’ve got 5 calls. I take the first one, and it’s a really nice guy from First Meridian Mortgage. He’s very helpful and gives me all the information I need and we talk though it all. Since i know my credit score he can easily pre-qualify me and get me the interest and all that information without running a credit report. Then if I decide to go with them I’ll have to do the Credit report, etc.

Next up, I return a call from Amerisave. Woman tells me they can’t do anythinbg without running a Credit report. NO thanks!

So then I return a call from this guy in Town Financial Corp. He just sounded stupid, and did’t really give me any information that I was asking for and just kept going around and around as if he were reading script. I told him he wasn’t very good at selling his products and hung up on him. Idiot.

This is just such a headache! Why do they have to make this process so god damn hard and annoying.

Just you wait till I get around to bitching about the closing costs!

Compensation…

Ok, another really long and busy weekend!

Lets see…. Friday I went out to dinner with Hector and like 8 of his girls. Very awk at times, but it was fun. It snowed at The Grove which was cute! I loved it. He was very nice, but honestly I hated the girls we were with. I also felt a bit left out at times cause they kept talking about school work and all this stuff that was just so 2 years ago for me! haha. Hopefully he and I can hang out again soon though. Chiba was mad at me for going out though. 🙁

Guerrilla Gay Bar was TONS of fun that night though, the place was SO PACKED that you couldn’t move at all. But it was still great. The crowd was Sooooo different then the typical WeHo group, so that was really nice. Just wish I had talked to more of the people there.

Left about midnight because I was tired, from being up since 3:30am, and plus it was just getting tooo crowded in there. Called Chiba and we talked for a bit. Got home and just crashed.

Got up at 6am Saturday and did a couple hours of work. Went off and did laundry. I always stop at Albertson’s on my way to buy some quarters, the same one that I buy ALL my groceries from. I always get two rolls, never had ANY problem before geting these. I buy a bagel, a thing of milk and get $20 in quarters. This time, i’m told they can only give me ONE roll, it’s always been this way. They never give out more then one roll. Very annoying. So I go across the street to Wells Fargo and since I’m not a fucking customer there they CHARGE me $2 to buy a fucking roll of quarters! EXCUSE ME!? WTF! Fuckers. Yet another reason why I hate banks! Sadly today I have to go to one to talk about a home loan!

So anyways, I go and do my laundry, come home and put the laundry down and then get side tracked with about 10 other projects. First I finished the clock, then I cleaned out my closets and then I cleaned my apartment and did some other stuff and then finially got around to putting the laundry away. Did I mention that I SMASHED my finger in there too?? Ouch!

By the time I was done with all this it was late, so I loaded my bike in the car and went to bed.

Sunday I got up, and went biking. Long ass ride, froze my ass off. But it was good to get back out there, we went up and over Sepulveda into the valley again. Went to the gym after and showered and then headed over to Chiba’s for lunch. I got there and he tells me that he’s already had lunch, but he told me he hadn’t so that I would come. lol. What a strange one. So we went out to lunch and then went and got him ice cream. I stayed for awhile and we talked.. Apparently this guy he dated back in the summer is coming to visit him (from Germany) for a couple weeks over christmas/new years… And he wanted to see how I felt about it… Honstly. I’m a bit annoyed, but on the account that this has been in plans since long before I met him, and the fact that we’re not exclusively seeing each other I suppose it’s fine. But since he will be AT his apartment the whole time, that A) means they will probably be fucking, B) means that I won’t have any time to see him. Just a bit annoying. Not that he and I are fucking currently anyways. Ok. I’m clearly not getting my point across.

Do you all remember the post a while back where I put the picture of the car that was totally smashed when it was parked on Pacific Cost Highway… Anyways. While I was driving to the bike ride I saw one MUCH worse… Someone had rear ended an SUV that was parked along Hawthorne, pushed that car into the car infront of it, and then pshed that car into the car infront of IT and pushed that one into the one infront of IT! So there were a total of 5 cars in the accident, only one of them had a driver! The first SUV was basicallyl FLAT. Whoever did that had to have been FLYING down hawthorne blvd.

As many of you know, I’ve been taking on any extra jobs I can get… So I’ve been looking on Craigslist mostly. It amazes me what these people are offering to pay for things. Some of it very complicated stuff that they are like. “$10/hr” or something as equally horrible! I really just want to reply to all these idiots and tell them they aren’t going to get someone _good_ to do it for that cheap!

Anyways. I’m off now to call some realtors and the like.

Adios!

PS.. I thought this was cute:

Ohh. The days of AOL..

Oh, how I remember the days of AOL chat rooms:

How’s everyone like the new Theme? Still some work to do on it. I’m thinking of adding another layer/color to under each post.

The clock is coming along amazingly! I have the hour sections done now. One of the three boards is completely done, the second is nearly done and should be completed by tonight. The last one only requires a few more things to be 50% done. I’m Soooo happy with the way it’s coming out now. I’ll probably spend part of saturday trying to come up with a way to mount the boards so they aren’t just flopping all over the place. I’ve got pictures and video that I’ll post when it’s all done!

I’m trying to get a group of people together to go out tonight, the group that I mentioned in the last post is taking over a bar at the Grove, it sounds like tons of fun! But not having very good luck with it. Perhaps I’ll just spend another lonely night home alone with the cats.

Speaking of, this weekend marks my 2 year anniversary with the kitties. At least something in my life lasts!

Talked to my dad today, I’ve got to make an appointment with a realtor while I am back in Iowa. Probably the 21st, I’ve been finding some really good looking places in WDM, Waukee, etc. So yeah, we’ll be looking at those.

I’ve been spending a lot of time trying to figure out management situations. I figure I can do the management from here, and just hire someone when I need a movein/out situation. But I’m not sure. That means that I’d still be on for any emergencies, etc. So I started looking into full time PMs today, 10% cut for most of them, plus expenses. We’ll see what comes of it. I did a google search for “pre-approved loans” and the first site that came up with Jay’s company. Wouldn’t it be funny if I applied and got him as my guy. lol. Not really, but whatever.

I went biking yesterday. Did a good 35 miles up past Mothers Beach and back. It’s a good thing I bought arm warmers the other day, as they came in very handy. It was 56 by the time I got home.

Haven’t heard from Chiba since Wed… I called him yesterday and txted him but no reply as of yet. Wondering if this is another disappearing boy case. I can’t even keep onto the ones that I’m not 100% into, but at least like enough to see where it goes! UGH! Perhaps he’ll call later.

OH! One of the guys that we ran into last Friday at The Abbey finially contacted me again. That was a wierd conversation. But at least I know he doesn’t hate me! haha.

Ok, adios!

More on Dr Laura

So I was listening to Dr Laura again the other day… And this guy calls in, he and his mother haven’t talked in years, some big fight about the woman he married or something, blah blah blah.

His mother is dying. He’s calling Dr Laura to ask what he should do. HELLO! What is wrong with you. Get your ass to the fucking hospital and say goodbye to your mother. It doesn’t matter what she did to you in the past. She’s still your god damn mother. The woman who RAISED you and brought you into this world. What is wrong with these people? Seriously!

She now also has a Dr. Laura Action Figure! I know what Kiera’s getting for christmas now! haha.

Then I was watching Trading Spouses on Monday night and they had these two families on. The one was the normal, “my kids are out of control” and the other was the “I lock my kids up at night” type. Every week when I catch parts of this show before heading to bed, I can’t believe that people actually think these are the correct ways to be raising and caring for your children! You do not take your kids BED away from them for messing up. You do not auction off thier toys to the other kids in the house, you don’t let them just run wild in stores, and you don’t let them backtalk to you and walk all over you.

Grow some balls people and parent! Maybe it’s a good idea to make all new parents take parenting classes!

So the project I’ve been working on since Friday. I handed over Round 1 Mockups to the CEO early yesterday afternoon. His reply…. “Awesome, awesome, awesome!!!”. God I love that feeling! Then he had 6 very minor (as in it’ll take 5 minutes to do them all) changes. So round 1 goes back to the Business Logic people Wed-AM (a full WEEK early!). Hopefully we can be working on round three by the deadline for round 1 comes along.

I’m eating out way too much and not working out enough! Yesterday I went out on a bike ride and the tire blew out like a mile away from my house. I had JUST used up the last of my CO2, so I didn’t have anything to refil the new tube with. So no bike ride. 🙁 Today I’ve got a meeting with the EE, and then dinner with Bryan. So probably no time to work out tonight. Then tomorrow I am working in Newport, lunch with Robert and dinner with Austin. Friday or Saturday I’m hanging out with Chiba again, so we’ll probably go out to dinner or something. And Sunday is biking day, and best of all about that is I FINALLY have a new Jersey, so I don’t be wearing the same one that I have been for months! lol.

I was introduced to this really cool Guerrilla Gay Bar Los Angeles. It’s like a Gay FlashMob. Sounds like fun. I think I may try it out this Friday as well.

Adios!