Tag: suze orman

Lighters, but not Water! And NO BAIL OUT!

Ugh. This is going to be a ranting entry!

First, Hillary Clinton! It’s so annoying how now her campaign is saying “We have MOMENTUM!” You won TWO major states in one day. That is NOT momentum! You’ve lost 11 in a ROW! Wining two is not that big of a deal! Sure, good job. You won two major states in one day, but to go out and start proclaiming that you now have such great momentum. UGH! I hate this woman.

Second, I was going through security on Sunday at Hobby Airport in Houston. This guy walks up to the security guy next to me and asks. “So we can bring lighters on the plane now, right”… EXCUSE ME?! You can CARRY ON KNOWN EXPLOSIVES, but you STILL cannot bring on a sealed bottle of water! This is f’ing messed up! Great IDEA TSA! Lets allow people to carry on a flame creating device, but not WATER! I swear they hire the most retarded people they can find there. Then when you get up to the guy checking IDs there’s this HUGE blue box that looks like a high school shop student put together. The guy takes your ID and ticket and puts it into this blue box to check it… Umm? What I’m not allowed to see you verifying my name?

Third, I was watching CNN the other day and they were talking about all the different housing bail out proposals. These just really annoy me. Really. I am sorry that you and your 5 kids with no husband are being thrown out on your asses. Or that the white Newport Beach family who mortgaged their house 5 times so they could afford the Bentley and the new Mercedes for your sweet 16. But really. DO NOT USE MY TAX MONEY TO BAIL THESE PEOPLE OUT! They got themselves into this situation. Any IDIOT should have foreseen this coming. You cannot expect to live in a house by just paying interest on your mortgage. You cannot expect to get an ARM loan and NEVER have the interest rate increase. That’s the whole DEFINITION OF AN ARM LOAN! If these people weren’t smart enough to figure out that an ARM meant that there was the possibility of RAISING PAYMENTS then it’s their own fault that they can’t afford the house.

The same goes for idiots who used the equity in a house to buy material goods. You should NEVER EVER do this! Anyone with a half ounce of financial intelligence should know this. You home equity loan is a loan where if you default on payments the bank can seize your house (secured debt). If they had purchased the material goods with a credit card or other means (unsecured debt). They could default on the loans, perhaps get whatever they purchased repossessed and suffer a small setback on future credit. BUT THEY WOULD STILL HAVE THE HOUSE! Idiots.

I Just Saw Myself on SUZE ORMAN!

Ok. I finally JUST got to see myself on the Suze Orman SHOW! Yay!

First off, oh god. I sound horrible!! Is that what I really sound like?!!? Secondly. They did a lot of changes since from what I heard. When I was on the phone with her, she just said the whole “That’s really fishy” thing and to contact the PBGC.

So this weekend has been just GREAT. Friday night after work Constantine came over and I made him dinner again. We then went out to see West Side Story at the Torrance theater. It was pretty good considering it wasn’t professional. The lead was HOT. But everyone in the play was SOOO GAY! It was hard to believe that the lead was in love with Maria because he was just toooo gay! One boy had a HUGE ass too. It was hard not to stare at it.

Came home after that and we sat around and talked for a while then went to bed. Saturday morning I was SOOO tired for some reason and we didn’t get up till 10. Made him breakfast and then we went out shopping. Hollister was having an amazing sale so I bought three shirts. YAY! $9 each! 🙂 We also decided that we’re going to be going to Prague and Vienna. I really hope that this trip works out and he doesn’t start hating me like everyone else does! 🙂 I’m soo excited to go there! I think we’re going to be going from 11/15 to 11/25. That is if it all works out.

After that we came back to my place. Washed our cars and then I took pics of mine cause I posted it on Craigslist. From there we headed down to the beach with Erick. It was an AMAZING day! The beach was perfect.

Got home from that and showered and then Sirin stopped by and asked if we wanted to do dinner. So we headed up to Green Temple. Excellent food. If I could ever get Dustin to drive up here, I think he’d really like it! haha.

After that Erick came over again and the four of us went off to see Stardust. Which was JUST amazing!!! I highly suggest everyone go and see this movie!!!

Got home and went to bed. Constantine left this morning and now I’m doing laundry and working and some other random stuff.

I need to get to work on these two clients that I am working on. One has been on vacation for the last week. He told me that his graphics person was going to be contacting me over the last week, but I haven’t heard anything from her, so Idunno what to do. He gets back tomorrow so we’ll see what’s going on.

Best Mac Software

If business meetings were like internet comments. VERY funny!

Harry Potter in BUTTER!. How I love the state fair!

405 in 1972. Wow, what a difference!

Also, I’m gonna be in Iowa from Sept 7-10th! It’s going to be mostly a business trip, but I’ll have some free time!!!

Suze called me Boyfriend!!

So I had my talk with Suze this morning. It was a little confusing as to what was going on. They really should explain it more. Three people came on the line before I even got to suze, and all they said is. “Is this so and so”. I didn’t get a chance to ask when it was going to go on the air. But Suze was really cool and she even called me boyfriend! YAY! 🙂 I love you Suze Orman! She suggested I contact Pension Benefit Guaranty Corporation (PBGC) and a lawyer. So I’ll be having to do that soon.

Sunday was a cold (59) and cloudy day. Great day to sit around the house and do nothing. But alas, I went out and did another 30 miles. Star Map Tour. I’ve done this ride a few times and it’s pretty easy except for one good climb (be sure to click the link and check ot the elevation maps!). I’m pretty damn sore today and I have a HORRIBLE farmers tan! We averaged just over 12mph. After the ride, JC, Tom, Will, Ran and I all went over to The Abbey and had brunch. It was really weird being in there in just biking shorts and what not. I felt like everyone was staring at us! lol.

So is it Dinner or Supper.. Here’s a really interesting article about the great debate. Personally it’s: Breakfast, Lunch and Supper. Except for weekends or holidays when it’s Breakfast, Dinner, Supper. 🙂

Sunday night my friend Manny came over and we hung out and chatted and watched a movie. Great night for movies with the rain and what not.

Ok, time for some work!

Investment Mess!

OMG. What a mess the last two days have been.

I’m a member of the Profit Sharing here at my company. Back in Dec/05 I got my first payment. That same month, I quickly invested it all into various mutual funds. All three did fairly well. Two better then the others.

I hadn’t touched them since then. I hadn’t even LOGGED into my account with the company that holds them. So much to my surprise I got three letters in the mail yesterday from that company. I open the first one. “We are mailing you to inform you of an action on your account.” All three of them had been SOLD! WTF?!

I immediately go to the person in charge of that at our company and ask what’s going on. He had no idea and said that no one with access to the accounts should have been touching that stuff.

On my drive home, I call up the holding company and start inquiring as to what’s happened with this. They are able to tell me that besides me there are 3 other people who have access to my accounts and can change them!

So here’s the first MAJOR issue… THREE other people! WTF? I understand that they need access to be able to deposit money, but there should be ONE person in charge of this account, not THREE.

I continue talking with them about who could have done this. They tell me that it was done via an online account and that they do not store the username/etc of the person who did the transaction.

Here’ the second major issue.. WHAT? No logs of who performed a transaction. This is ridiculous! If we were to say that in our systems we’d get hit with HUGE fines via HIPAA. They tell me the only way they can get that sort of information is to start a fraud inquiry.

We chat some more and find that not only did this transaction incur a $50 transaction fee. The three funds are UP more then $150 since the date of sale. Which means that I’ve lost out on $200 worth of income from the funds. There’s obviously no way to roll back a transaction, once the sell order is placed, you’ve sold your shares. They won’t rebuy them for me at the sale price because it was an “authorized” transaction. I can’t move the money out of the holding account, because then it becomes taxable income. So basically I’m stuck.

This also raises the question of now do I owe taxes on the capital gains from the sale of these funds? At this point no one is sure. I have to find a good financial adviser to find out! Which will incur more lost money on my account. Plus, I had to spend more transaction fees to reinvest the funds.

The last issue is HOW did this possibly happen? The person who did it says it was an accident and that ALL of the accounts he manages a mixed in with one login, both his personal accounts AND all the accounts of EVERY employee which is in the profit sharing plan. This is a mess! Should I now charge the company for all this lost income? Do I have any recourse against them for letting this happen? UGH!

I reinvested in some of the same funds and chose two additional new ones today. Hopefully they will perform well.

UPDATE:// I’m going to be on the SUZE ORMAN SHOW! Regarding this issue! How fucking exciting is that!!! They call me on Monday to record the call. Not sure when it’ll go on, but I’ll be sure to let you know!!!